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How It Works

A short, simple journey from application to a clear outcome.

Four Simple Steps

Most applications are completed in under ten minutes.

Complete the online form

Share personal, employment, banking and affordability details in a secure form.

Upload supporting documents

Attach your ID, proof of income, bank statements and proof of address.

Assessment and verification

We verify your details and assess affordability before making any offer.

Receive a clear outcome

We contact you with the decision and next steps in plain English.

Before you apply

Having these ready keeps things moving.

Documents to prepare

  • Certified South African ID
  • Latest proof of income or payslip
  • Three most recent bank statements
  • Recent proof of residential address

Information to have

  • Employer name and contact details
  • Monthly income and key expenses
  • Your bank account and branch details
  • Two contactable references

Ready to get started?

Complete our secure online application in a few short steps. Our team will guide you the rest of the way.