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Loan Calculator

Move the sliders to see an indicative monthly repayment before you apply.

Estimate Your Repayment

Choose a loan amount and repayment period. The estimate updates as you move the sliders.

Slide between R500 and R5000.
Slide between 1 and 6 months.
This is an indicative estimate for illustration only. Actual repayment depends on our affordability assessment and the loan agreement you sign.

Estimated monthly repayment

R0
per month, over the selected period
Initiation feeR0
Service fee (total)R0
Interest (total)R0
Total repayableR0
Apply with this amount

How the calculation works

The calculator applies a typical South African short-term structure so you can plan responsibly:

  • Initiation fee: R165 plus 10 percent of the amount above R1,000, capped at R1,050.
  • Service fee: R60 for every month of the loan term.
  • Interest: Illustrated at 5 percent per month of the loan amount.
This is an illustration only. Your final quote depends on the affordability assessment we perform during your application.

Ready to get started?

Complete our secure online application in a few short steps. Our team will guide you the rest of the way.